investment property has arisen in the real estate<\/a> market both at the wrong period and at the right period. At the wrong period, you cannot get the money fast enough for the initial payment and at the right period because of the market price.<\/p>\n\n\n\nIf you went with a conservative mortgage, the initial payment condition could be as high as 25 percent of the buying price. And you might not have that kind of cash in your bank account. But perhaps they’re lenders who can lend such an amount with little or zero money down, and retain that lend in their portfolio. This is when you will need a portfolio lender.<\/p>\n\n\n\n
What Are the Benefits of Portfolio Lenders?<\/h2>\n\n\n\n
Portfolio lenders usually pay more return to their loan officials for starting a portfolio product than for starting fixed-rate loan. In addition, they aren\u2019t as competitive as mortgage brokers and bankers in the fixed-rate finance market \u2013 this might not be true anymore.<\/p>\n\n\n\n
In conclusion, it’s easy to be eligible for a portfolio loan, so they\u2019re often lenders of last resort for those people who can\u2019t qualify for flat rate loans.<\/p>\n","protected":false},"excerpt":{"rendered":"
Understandinging Portfolio Lenders Your credit is good. You make enough cash, and it is clear that you can…<\/p>\n","protected":false},"author":1,"featured_media":1619,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[45],"tags":[],"taxonomy_info":{"category":[{"value":45,"label":"Mortgages"}]},"featured_image_src_large":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender-1024x576.png",1024,576,true],"author_info":{"display_name":"Matt Cochrell","author_link":"https:\/\/prorealestateinvesting.com\/author\/matt\/"},"comment_info":2,"category_info":[{"term_id":45,"name":"Mortgages","slug":"mortgages","term_group":0,"term_taxonomy_id":45,"taxonomy":"category","description":"","parent":24,"count":6,"filter":"raw","cat_ID":45,"category_count":6,"category_description":"","cat_name":"Mortgages","category_nicename":"mortgages","category_parent":24}],"tag_info":false,"uagb_featured_image_src":{"full":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender.png",2240,1260,false],"thumbnail":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender-150x150.png",150,150,true],"medium":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender-300x169.png",300,169,true],"medium_large":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender-768x432.png",768,432,true],"large":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender-1024x576.png",1024,576,true],"1536x1536":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender-1536x864.png",1536,864,true],"2048x2048":["https:\/\/prorealestateinvesting.com\/wp-content\/uploads\/2021\/03\/What-is-a-Portfolio-Lender-2048x1152.png",2048,1152,true]},"uagb_author_info":{"display_name":"Matt Cochrell","author_link":"https:\/\/prorealestateinvesting.com\/author\/matt\/"},"uagb_comment_info":2,"uagb_excerpt":"Understandinging Portfolio Lenders Your credit is good. You make enough cash, and it is clear that you can...","_links":{"self":[{"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/posts\/793"}],"collection":[{"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/comments?post=793"}],"version-history":[{"count":2,"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/posts\/793\/revisions"}],"predecessor-version":[{"id":2089,"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/posts\/793\/revisions\/2089"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/media\/1619"}],"wp:attachment":[{"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/media?parent=793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/categories?post=793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prorealestateinvesting.com\/wp-json\/wp\/v2\/tags?post=793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}